1. Acceptance of Terms

By completing a purchase, submitting payment, or accessing any digital materials or platforms provided by Buddy Brand Fitness, LLC, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, you must not purchase or use any of our digital education products.

2. Nature of Products & Services

2.1 Digital Education Products

Buddy Brand Fitness, LLC offers custom digital education packages designed for faith-based personal development, fitness education, nutrition guidance, and biblical discipleship. These are digital products, not ongoing personal coaching or mentorship services.

2.2 Pre-Created Curriculum

All digital materials are based on pre-created curriculum modules from our proprietary library. Customization occurs before delivery through a pre-purchase assessment. Once delivered, the curriculum is fixed and permanent.

2.3 Platform Access

You receive time-limited access (3, 6, or 12 months) to digital platforms including ABC Trainerize (whitelabeled mobile app), Skool Community Platform, and automated messaging systems. Platform access is for personal educational use only.

2.4 Optional Educational Webinars

Some packages include access to scheduled group educational webinars. These are optional bonuses, not guaranteed deliverables. Webinars are group-based (not 1-on-1 personal coaching), recorded for replay, and teach implementation of the digital curriculum materials.

3. Purchase & Payment Terms

3.1 One-Time Payment

All purchases are one-time payments with fixed-term access (3, 6, or 12 months). There are no recurring subscriptions or automatic renewals.

3.2 Accepted Payment Methods

We accept major credit cards (Visa, Mastercard, American Express, Discover) processed via Stripe. We also offer Buy Now, Pay Later (BNPL) financing through:

• Shop Pay Installments (powered by Affirm)
• Klarna
• Afterpay
• Coach Financing

3.3 Financing Eligibility

Financing eligibility is determined by the respective BNPL provider and is subject to approval. Buddy Brand Fitness, LLC is not responsible for financing denials or changes to financing terms by third-party providers.

3.4 Currency

All prices are in U.S. Dollars (USD).

3.5 Price Changes

We reserve the right to change pricing at any time. Your purchase is locked at the price displayed at checkout.

4. Delivery & Access

4.1 Delivery Timeline

Digital materials will be delivered within 24 hours of payment clearance via:

• Text Message (SMS) – Personalized PDF workbook link
• Email – Login credentials for ABC Trainerize App, Skool Community, and Resource Library
• App Access – Instant activation of your mobile learning platform

4.2 Access Duration

• Digital Downloads (Permanent): PDF workbooks, eBooks, templates, and guides are yours to keep forever.
• Platform Access (Time-Limited): ABC Trainerize App, Skool Community, and automated devotional texts are accessible for the duration of your chosen term (3, 6, or 12 months).
• Webinar Replays (Time-Limited): Recorded webinars remain available during your active access period only.

4.3 Technical Requirements

You are responsible for ensuring you have:

• A compatible device (smartphone, tablet, or computer)
• Internet access
• A valid email address and phone number
• Ability to receive SMS text messages

Buddy Brand Fitness, LLC is not responsible for technical issues on your end that prevent access.

5. User Responsibilities

5.1 Account Security

You are responsible for maintaining the confidentiality of your login credentials. Do not share your account access with others.

5.2 Accurate Information

You must provide accurate contact information (email, phone number) to receive digital materials. Buddy Brand Fitness, LLC is not responsible for delivery failures due to incorrect information provided by you.

5.3 Active Participation

Platform access requires active enrollment. Inactivity for 30+ consecutive days may result in termination of platform access (see Section 10).

5.4 Prohibited Uses

You may not:

• Share, sell, or distribute any digital materials to third parties
• Reproduce, copy, or create derivative works from the curriculum
• Use the materials to build a competing business
• Reverse-engineer, decompile, or extract proprietary methodologies
• Engage in abusive, harassing, or disruptive behavior in community platforms

6. Intellectual Property & Trade Secrets

6.1 Proprietary Content

All curriculum materials, workbooks, training programs, nutrition guides, eBooks, videos, templates, and educational content are proprietary trade secrets owned by Buddy Brand Fitness, LLC and protected under U.S. intellectual property laws.

6.2 Limited License

You are granted a limited, non-exclusive, non-transferable license to use the digital materials for your personal education and implementation only. This license does not grant you any ownership rights.

6.3 Non-Disclosure Agreement (NDA)

By purchasing, you agree to the following NDA terms:

• Use for Personal Education Only: All materials are licensed to you for personal development and implementation only.
• No Reproduction or Distribution: You may not copy, reproduce, distribute, share, sell, or publicly disclose any portion of the curriculum materials.
• No Derivative Works: You may not create derivative products, courses, or business models based on our proprietary methodology.
• No Competing Business: You may not use the materials to build or operate a competing fitness, nutrition, or faith-based coaching business.

6.4 Enforcement

Violations of this NDA may result in legal action, including injunctive relief, damages, and recovery of attorney's fees.

7. Refund & Cancellation Policy

7.1 No Refunds – Digital Product Delivery

All digital education products are considered delivered upon payment and are non-refundable once access credentials are provided.

7.2 Limited Exceptions

Refunds may only be granted in the following rare circumstances:

• Failure to Deliver Due to Technical Error: If Buddy Brand Fitness, LLC is unable to deliver your digital materials within 24 hours due to a system error on our end (not user error).
• Cancellation Before Access Credentials Are Provided: If you cancel your order before we send your login credentials and PDF workbook, you may receive a refund minus a $1,000 administrative fee.

7.3 Refund Request Process

All refund requests must be submitted in writing to help@buddybrand.fitness. Any approved refunds will be subject to a 15% administrative fee (minimum $1,000).

7.4 No Returns

Buddy Brand Fitness, LLC does not accept returns on digital products once delivered.

8. Disclaimers & Limitations of Liability

8.1 Educational Purposes Only

All digital education products are provided for educational and informational purposes only. They are not a substitute for professional medical, nutritional, or psychological advice.

8.2 No Guaranteed Results

Individual results may vary. Buddy Brand Fitness, LLC makes no guarantees regarding weight loss, fitness improvements, spiritual growth, or business success. Your results depend on your effort, commitment, and individual circumstances.

8.3 Limitation of Liability

To the maximum extent permitted by law, Buddy Brand Fitness, LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the digital products, including but not limited to:

• Loss of profits or business opportunities
• Personal injury or health complications
• Emotional distress
• Loss of data or platform access due to technical issues

8.4 Maximum Liability

Our total liability to you for any claims arising from your purchase shall not exceed the amount you paid for the digital education package.

8.5 "As-Is" Basis

Digital products are provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied.

9. Third-Party Services & Integrations

9.1 Payment Processors

Payments are processed by Stripe and BNPL providers (Affirm, Klarna, Afterpay, Coach Financing). Your use of these services is subject to their respective terms and privacy policies.

9.2 Platform Providers

We use third-party platforms including:

• ABC Trainerize – Mobile training app (whitelabeled for Buddy Brand Fitness)
• Skool – Community and course hosting platform
• Zoom – Video webinar platform (if applicable)

Your use of these platforms is subject to their respective terms of service. Buddy Brand Fitness, LLC is not responsible for interruptions, technical issues, or policy changes by these third-party providers.

9.3 No Endorsement

References to third-party services do not constitute an endorsement. We are not responsible for the content, accuracy, or practices of third-party websites or services.

10. Account Inactivity & Termination

10.1 Inactivity Policy

Your digital materials (PDFs, eBooks, templates) remain accessible permanently. However, access to live platforms (ABC Trainerize, Skool, optional webinars) requires active enrollment.

10.2 Inactivity Defined

Inactivity includes:

• No login to ABC Trainerize or Skool for 30+ days
• No replies to automated check-in messages for 30+ days
• Failure to attend any optional group webinars within a 30-day period

10.3 Consequences

Access to ABC Trainerize, Skool, and automated devotional texts may be suspended or terminated. No refunds or extensions will be provided. To reactivate access, you must purchase a new term.

10.4 Termination for Cause

Buddy Brand Fitness, LLC reserves the right to terminate your access immediately if you:

• Violate the NDA or intellectual property restrictions
• Engage in abusive, harassing, or disruptive behavior
• Fail to meet obligations outlined in these Terms

11. Chargebacks & Disputes

11.1 Contact Us First

You agree to resolve any payment issues directly with Buddy Brand Fitness, LLC before initiating a chargeback with your bank or credit card company.

11.2 Unauthorized Chargebacks

Unauthorized chargebacks (filed without first contacting us) will result in:

• Immediate termination of platform access
• Collections proceedings to recover outstanding balances
• Legal enforcement of signed agreements
• Permanent ban from future services

11.3 Dispute Resolution

If you have a legitimate dispute, contact help@buddybrand.fitness first. We will work with you to resolve the issue in good faith.

12. Privacy & Data Collection

12.1 Data Collection

We collect only the data necessary to deliver digital education products and manage administrative processes, including:

• Name, email address, phone number
• Payment information (processed via Stripe)
• Pre-purchase assessment responses
• Platform usage data (login times, app activity)

12.2 Privacy Policy

All information is handled in accordance with our Privacy Policy. By purchasing, you consent to these practices.

12.3 Data Security

We use HTTPS encryption and PCI-compliant payment processing via Stripe. However, no method of transmission over the internet is 100% secure.

13. Governing Law & Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.

13.2 Venue

All legal actions or disputes must be brought exclusively in a court of competent jurisdiction located in Miami-Dade County, Florida, unless otherwise required under international consumer protection laws.

13.3 International Users

Buddy Brand Fitness, LLC operates under U.S. law and complies with international data protection requirements, including GDPR for EU residents and applicable laws for Canadian and UK clients.

13.4 Waiver of Class Actions

You agree to resolve any disputes on an individual basis and waive any right to participate in class-action lawsuits or class-wide arbitration.

14. Changes to These Terms

14.1 Modifications

Buddy Brand Fitness, LLC reserves the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to this page.

14.2 Your Responsibility

It is your responsibility to review these Terms periodically. Continued use of digital products after changes constitutes acceptance of the modified Terms.

14.3 Material Changes

For material changes that significantly affect your rights, we will make reasonable efforts to notify you via email or platform announcement.

15. Severability & Entire Agreement

15.1 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15.2 Entire Agreement

These Terms, together with our Fulfillment Policy and Privacy Policy, constitute the entire agreement between you and Buddy Brand Fitness, LLC regarding digital education products.

15.3 No Waiver

Our failure to enforce any right or provision of these Terms shall not be considered a waiver of those rights.